Rent financing, done simply

One rent payment
is heavy. We spread
it out.

Satchetease turns one lump rent payment into a steady rhythm of smaller ones so your cash flow matches your life, not your rent.

No hidden fees · Soft credit check only
38%
of renters have missed a payment deadline due to timing, not lack of funds
4+
installments per month, synced to your pay schedule
48hrs
typical time from application to approval
The monthly cycle

Four steps, every month, on repeat

Once you're set up, it runs quietly in the background no reapplying, no spreadsheets.

01

Link your lease

Tell us your rent amount, due date, and landlord or property manager details.

02

Get approved

A soft credit check and quick income check no impact on your credit score.

03

We pay your landlord

Satchetease sends the full rent on time, every time, straight to your landlord.

04

You repay in installments

Pay us back across the month or week, synced to your paychecks automatically.

Built for both sides of the lease

Whether you pay rent or collect it

For renters

Pay on your schedule

  • Split rent into smaller, manageable payments
  • Sync due dates to your paycheck
  • Avoid late fees caused by bad timing
  • Build a payment history that can support your credit
For landlords

Get paid in full, on day one

  • Full rent deposited on the due date, every time
  • Zero collections work we take on that risk
  • Happier tenants, lower turnover
  • Free to set up for your properties
"Rent was never the problem the 1st of the year always landing right after December expenses was. Satchetease fixed the timing, not the amount, and that's exactly what I needed."
— Renter in Enugu
Try it yourself

See your plan before you sign up

Enter your annual rent and choose how often you want to repay. We’ll show the full breakdown, including our financing fee and the refundable security deposit.

How the numbers work: We charge a financing fee on the annual rent. On top of each installment we also collect a 30% security deposit. This deposit is fully refunded once you complete all repayments. It also protects us if a payment is missed.
Your plan
Enter your rent and repayment mode, then calculate your full breakdown will appear here.
₦0.00
per payment
Annual rent
Financing fee
Total to repay
Number of payments
Base installment
Security deposit (30%)
You pay each time

The 30% security deposit is held by Satchetease and fully refunded once you complete all repayments. It also acts as protection if a payment is missed.

Common questions

FAQ

Does this affect my credit score?

No. We only run a soft credit check. Soft checks do not impact your credit score.

What is the 30% security deposit?

It is an extra amount collected with each installment and held by us. Once you finish paying everything, the full deposit is refunded to you. It also protects the service if a payment is missed.

When does my landlord get paid?

We pay your landlord the full rent amount on the due date, every time, once you are approved and set up.

Can I choose how often I repay?

Yes. You can choose monthly, weekly, or daily repayments. The financing fee changes slightly depending on the frequency you select.

What happens if I miss a payment?

The security deposit helps cover missed payments. We will also contact you to find a workable solution. Consistent repayment is important for future access to the service.

Is there a fee for landlords?

No. It is free for landlords to set up and receive payments through Satchetease.

Ready when you are

Stop timing your life around the 1st

Check your rate in under three minutes. It won’t affect your credit score.